Next Game
vs. Boise StateDate: Mon., Sep. 6
Time: 8:00 pm
Where: FedEx Field Landover, MD
TV: ESPN
Series Record: First Meeting
Stone Houston & Associates is an independant full-service financial company. We do financial and retirement planning, investment management, and insurance serving individuals, non-profits & small business owners in Western and Central Virginia from offices in Blacksburg and Floyd, Virginia.
| Overview Retirement Planning Investment Management Insurance Non-Profits Small Business Owners |
![]() |
Learning Center
Articles
Educate yourself on a variety of financial topics.
Calculators
A host of financial tools to assist you.
Newsletters
Timely Newsletters to help you stay current.
Calculators
Cost of Retirement
This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
Savings Goals
This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
College Funding
This calculator is designed to help you estimate the cost of your child's education, based on variables you input.
Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.
Newsletters
Tips for Healthy Life Insurance
At least 32 million U.S. households own insurance policies that are not appropriate for them, according to a recent survey. This doesn’t necessarily mean that people routinely buy the wrong insurance. It’s more likely that they buy good coverage but don’t update their policies to reflect changes in their lives.
Pursuing Both Growth and Value
Growth and value stocks have taken their lumps along with the rest of the market, but over the past 20 years these two asset types have experienced similar gains .
Ready or Not, You’re Retired!
There’s a Big Difference Between Planned and Actual Retirement Ages
It has become commonplace for people to retire at a younger age than they originally planned. In 2009, a whopping 47% of retirees left the workforce earlier than they expected.
Variable Annuities Add Guarantees
A recent survey of financial advisors revealed that 83% of their investor clients aged 55 to 70 think that a guaranteed income is more important than above-average investment gains.
DISCLAIMER
Gary Stone and John Houston are Registered Representatives of, and securities, advisory services and insurance products through INVEST FINANCIAL CORPORATION (INVEST), member FINRA/SIPC, a registered investment advisor and affiliated insurance agencies. INVEST is not affiliated with Livingston Financial Group.
This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.
INVEST FINANCIAL CORPORATION's Privacy policy
Important consumer Information:
This site is for informational purposes only and is not intended to be a solicitation or offering of an security and;
1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.