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Next Game

vs. Boise State
Date: Mon., Sep. 6
Time: 8:00 pm
Where: FedEx Field Landover, MD
TV: ESPN
Series Record: First Meeting

Last Game - Chick-fil-A Bowl

vs. Tennessee
Atlanta, GA
Dec. 31, 2009 - W, 37-14
Game Stats

The Polls

FINAL 2009
10th - AP Poll
11th - BCS

Bowl History

Hokies In The Pros

Keep track of all the Hokies in the NFL at: CBS SportsLine.com

Welcome to Stone, Houston and Associates, Inc.

Stone Houston & Associates is an independant full-service financial company. We do financial and retirement planning, investment management, and insurance serving individuals, non-profits & small business owners in Western and Central Virginia from offices in Blacksburg and Floyd, Virginia.

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Learning Center

Articles
Educate yourself on a variety of financial topics.

Calculators
A host of financial tools to assist you.

Newsletters
Timely Newsletters to help you stay current.

Calculators

Cost of Retirement
This calculator is designed to help you estimate how much income you may need in retirement and the savings necessary to produce that income.
Savings Goals
This calculator is designed to help you determine how much you need to save each year to meet your savings goals.
College Funding
This calculator is designed to help you estimate the cost of your child's education, based on variables you input.
Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.

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Newsletters

Tips for Healthy Life Insurance
At least 32 million U.S. households own insurance policies that are not appropriate for them, according to a recent survey. This doesn’t necessarily mean that people routinely buy the wrong insurance. It’s more likely that they buy good coverage but don’t update their policies to reflect changes in their lives.
Pursuing Both Growth and Value
Growth and value stocks have taken their lumps along with the rest of the market, but over the past 20 years these two asset types have experienced similar gains .
Ready or Not, You’re Retired!
There’s a Big Difference Between Planned and Actual Retirement Ages It has become commonplace for people to retire at a younger age than they originally planned. In 2009, a whopping 47% of retirees left the workforce earlier than they expected.
Variable Annuities Add Guarantees
A recent survey of financial advisors revealed that 83% of their investor clients aged 55 to 70 think that a guaranteed income is more important than above-average investment gains.

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DISCLAIMER

Gary Stone and John Houston are Registered Representatives of, and securities, advisory services and insurance products through INVEST FINANCIAL CORPORATION (INVEST), member FINRA/SIPC, a registered investment advisor and affiliated insurance agencies. INVEST is not affiliated with Livingston Financial Group.

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